/* 融资租赁顾问服务页 */

.foc-banner {
    background:
        linear-gradient(135deg, rgba(15, 23, 42, 0.9) 0%, rgba(155, 26, 28, 0.82) 100%),
        url('https://cfcyunchat-1314260234.cos.ap-nanjing.myqcloud.com/pc/finance-outsourcing-banner.jpg') center/cover no-repeat;
    padding: 120px 0 88px;
    color: #fff;
    text-align: center;
}

.foc-banner h1 {
    font-size: clamp(2rem, 4vw, 3rem);
    margin-bottom: 16px;
    font-weight: 700;
}

.foc-banner .banner-lead {
    max-width: 720px;
    margin: 0 auto 28px;
    font-size: 1.1rem;
    line-height: 1.7;
    opacity: 0.95;
}

.foc-pill-row {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    justify-content: center;
}

.foc-pill {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 10px 18px;
    border-radius: 999px;
    background: rgba(255, 255, 255, 0.12);
    border: 1px solid rgba(255, 255, 255, 0.18);
    font-size: 0.95rem;
}

.foc-intro {
    display: grid;
    grid-template-columns: 1.2fr 0.8fr;
    gap: 32px;
    align-items: start;
}

.foc-intro-card {
    padding: 32px;
}

.foc-intro-card p {
    color: var(--text-secondary);
    line-height: 1.85;
    margin-bottom: 14px;
}

.foc-intro-card p:last-child {
    margin-bottom: 0;
}

.foc-highlight-box {
    padding: 28px;
    background: linear-gradient(180deg, #fff, #FFF8F3);
    border-left: 4px solid var(--brand-gold);
}

.foc-highlight-box h3 {
    color: var(--primary-color);
    margin-bottom: 12px;
    font-size: 1.15rem;
}

.foc-grid-3 {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 24px;
}

.foc-grid-2 {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 24px;
}

.foc-value-card {
    padding: 28px 24px;
    height: 100%;
}

.foc-value-card .icon-wrap {
    width: 52px;
    height: 52px;
    border-radius: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 18px;
    background: rgba(222, 41, 16, 0.08);
    color: var(--primary-color);
    font-size: 1.35rem;
}

.foc-value-card h3 {
    margin-bottom: 10px;
    font-size: 1.15rem;
}

.foc-value-card p {
    color: var(--text-secondary);
    line-height: 1.7;
}

.foc-process {
    display: grid;
    gap: 20px;
}

.foc-step {
    display: grid;
    grid-template-columns: 72px 1fr;
    gap: 20px;
    padding: 24px;
}

.foc-step-num {
    width: 56px;
    height: 56px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    background: linear-gradient(135deg, var(--primary-color), var(--brand-gold));
    color: #fff;
    font-weight: 700;
    font-size: 1.1rem;
}

.foc-step h3 {
    margin-bottom: 14px;
    font-size: 1.2rem;
}

.foc-step-columns {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
}

.foc-step-columns h4 {
    font-size: 0.92rem;
    color: var(--primary-color);
    margin-bottom: 10px;
}

.foc-step-columns ul {
    padding-left: 18px;
    color: var(--text-secondary);
    line-height: 1.75;
}

.foc-pricing {
    display: grid;
    grid-template-columns: 1.1fr 0.9fr;
    gap: 24px;
}

.foc-rate-table {
    width: 100%;
    border-collapse: collapse;
}

.foc-rate-table th,
.foc-rate-table td {
    padding: 14px 16px;
    border-bottom: 1px solid var(--border-color);
    text-align: left;
}

.foc-rate-table th {
    background: rgba(222, 41, 16, 0.06);
    color: var(--primary-dark);
}

.foc-rate-table tr:last-child td {
    border-bottom: none;
}

.foc-pricing-note {
    padding: 24px;
}

.fee-note-kicker {
    display: inline-flex;
    margin-bottom: 8px;
    color: var(--brand-red);
    font-size: 0.84rem;
    font-weight: 700;
}

.foc-pricing-note h3 {
    margin: 0 0 18px;
    color: var(--navy);
    font-size: 1.2rem;
}

.foc-pricing-note ul {
    margin-top: 12px;
    padding-left: 18px;
    color: var(--text-secondary);
    line-height: 1.8;
}

.fee-service-list {
    display: grid;
    gap: 12px;
}

.fee-service-item {
    display: grid;
    grid-template-columns: 42px 1fr;
    gap: 12px;
    align-items: start;
    padding: 12px;
    border: 1px solid var(--slate-200);
    border-radius: var(--radius-md);
    background: var(--surface-muted);
}

.fee-service-item i {
    width: 42px;
    height: 42px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 12px;
    background: rgba(200, 33, 36, 0.08);
    color: var(--brand-red);
}

.fee-service-item strong {
    display: block;
    margin-bottom: 3px;
    color: var(--navy);
    font-size: 0.95rem;
}

.fee-service-item span {
    display: block;
    color: var(--slate-500);
    font-size: 0.86rem;
    line-height: 1.55;
}

.fee-note-summary {
    margin-top: 16px;
    padding: 14px 16px;
    border-radius: var(--radius-md);
    background: rgba(201, 162, 39, 0.12);
    color: var(--slate-700);
    font-size: 0.9rem;
    line-height: 1.65;
}

.fee-note-summary strong {
    color: #7A5A10;
}

.foc-fee-chart {
    margin-top: 28px;
    padding: 24px;
    background: linear-gradient(180deg, #fff 0%, #fffafa 100%);
}

.fee-chart-head {
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    gap: 16px;
    margin-bottom: 22px;
}

.fee-chart-kicker {
    display: inline-flex;
    margin-bottom: 6px;
    color: var(--brand-red);
    font-size: 0.82rem;
    font-weight: 700;
}

.fee-chart-head h3 {
    margin: 0;
    color: var(--navy);
    font-size: 1.05rem;
}

.fee-saving-badge {
    flex-shrink: 0;
    padding: 8px 12px;
    border-radius: 999px;
    background: rgba(201, 162, 39, 0.14);
    color: #7A5A10;
    font-weight: 700;
    font-size: 0.9rem;
}

.fee-bars {
    display: grid;
    gap: 18px;
}

.fee-bar-row {
    display: grid;
    grid-template-columns: 150px 1fr;
    gap: 16px;
    align-items: center;
}

.fee-bar-label span {
    display: block;
    color: var(--slate-500);
    font-size: 0.86rem;
    line-height: 1.45;
}

.fee-bar-label strong {
    display: block;
    margin-top: 4px;
    color: var(--brand-red);
    font-family: var(--font-numeric);
    font-size: 1.8rem;
    line-height: 1;
}

.fee-bar-track {
    position: relative;
    height: 18px;
    overflow: hidden;
    border-radius: 999px;
    background: var(--slate-100);
}

.fee-bar {
    height: 100%;
    border-radius: inherit;
}

.fee-bar--new {
    background: linear-gradient(90deg, var(--brand-red), var(--brand-red-dark));
}

.fee-bar--old {
    background: linear-gradient(90deg, var(--brand-gold), #B88916);
}

.fee-chart-note {
    margin-top: 18px;
    padding-top: 16px;
    border-top: 1px dashed var(--slate-200);
    color: var(--slate-500);
    font-size: 0.9rem;
    line-height: 1.6;
}

.fee-chart-note span {
    color: var(--navy);
    font-weight: 700;
}

.foc-case-card {
    padding: 24px;
    height: 100%;
}

.foc-case-tag {
    display: inline-block;
    margin-bottom: 12px;
    padding: 4px 10px;
    border-radius: 999px;
    background: rgba(200, 146, 42, 0.12);
    color: #8A5A00;
    font-size: 0.82rem;
    font-weight: 600;
}

.foc-product-card {
    padding: 28px 24px;
    height: 100%;
}

.foc-product-card .product-type {
    color: var(--brand-gold);
    font-weight: 700;
    margin-bottom: 8px;
}

.foc-product-card ul {
    margin-top: 14px;
    padding-left: 18px;
    color: var(--text-secondary);
    line-height: 1.75;
}

.foc-guide-list {
    display: grid;
    gap: 14px;
}

.foc-guide-item {
    padding: 18px 20px;
    display: flex;
    gap: 14px;
    align-items: flex-start;
}

.foc-guide-item i {
    color: var(--primary-color);
    margin-top: 4px;
}

.foc-commit-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 20px;
}

.foc-commit-card {
    padding: 22px;
    height: 100%;
}

.foc-commit-card h3 {
    font-size: 1rem;
    margin-bottom: 10px;
    color: var(--primary-dark);
}

.foc-commit-card p,
.foc-commit-card li {
    color: var(--text-secondary);
    line-height: 1.7;
    font-size: 0.95rem;
}

.foc-commit-card ul {
    padding-left: 18px;
}

.foc-cta {
    text-align: center;
    padding: 56px 24px;
    background: linear-gradient(135deg, rgba(222, 41, 16, 0.06), rgba(200, 146, 42, 0.08));
    border-radius: var(--radius-lg);
}

.foc-cta h2 {
    margin-bottom: 12px;
}

.foc-cta p {
    max-width: 640px;
    margin: 0 auto 24px;
    color: var(--text-secondary);
    line-height: 1.75;
}

.foc-cta-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 14px;
    justify-content: center;
}

@media (max-width: 992px) {
    .foc-intro,
    .foc-pricing {
        grid-template-columns: 1fr;
    }

    .foc-grid-3,
    .foc-commit-grid {
        grid-template-columns: 1fr;
    }

    .foc-grid-2 {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 768px) {
    .foc-banner {
        padding: 96px 0 72px;
    }

    .foc-step {
        grid-template-columns: 1fr;
    }

    .foc-step-num {
        margin-bottom: 4px;
    }

    .foc-step-columns {
        grid-template-columns: 1fr;
    }

    .fee-chart-head {
        flex-direction: column;
    }

    .fee-bar-row {
        grid-template-columns: 1fr;
        gap: 8px;
    }
}